|
KMID : 1138920080070020044
|
|
Health Insurance Forum
2008 Volume.7 No. 2 p.44 ~ p.55
|
|
|
Australian health insurance system and its recent trend
|
|
Bae Sung-Il
|
|
|
Abstract
|
|
|
|
public(Medicare) and a private health insurance. First of all, although Australia had experienced various changes in many parts of the society due to the globalization after 1970s, strong regulation still keeps remaining in its medical security system. This result provides much implications, which shows the value of competition and selection within medical security system has limitation to some degree. Nextly, the rate of the total health expenditure on GDP in Australia is relatively high compared with other OECD member countries, and it implies Australian health care system is managed as relatively low efficiency. On the other hand, based on its public health care resources of more than 65%, the health insurance policy is effectively applied using both regulation and incentive. Also, medical security system in Medicare contains various devices to improve an equity, and Australian government has developed them continuously. At first, because most resources of Medicare are raised by tax, the insureds can receive expensive hospital services without pay. Also, when the needy receives medical services from primary health care institutes, their out of pocket payments are exempt. However, private health insurance subscribers are recently reached 45% of the entire population due to the Financial incentives, which may lead to serious equity problem in the future.
|
|
|
KEYWORD
|
|
|
Medicare, private health insurance, efficiency, equity
|
|
|
FullTexts / Linksout information
|
|
|
|
|
|
Listed journal information
|
|
|
|
|